tag:blogger.com,1999:blog-8880627617109869746.post1542103562185093372..comments2014-06-04T18:33:13.960-07:00Comments on Lucid Living: Poll ResultsJeremy Mhttp://www.blogger.com/profile/01450917028241190805noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-8880627617109869746.post-16283951024330008342009-03-01T18:38:00.000-08:002009-03-01T18:38:00.000-08:00@ TobyIn the previous post, I mentioned that an In...@ Toby<BR/>In the previous post, I mentioned that an Investor (by my definition) looks at ROI and puts him(or her)-self on the right side of it. So if you can find investments that make 7%, then you would pay down debt that costs over 7% and leave debt that was under 7% (after taxes, etc.). Find what you feel comfortable making, and use that as your breakpoint. Part of the idea in this post is that a 'professional' investor seems to use 10% as a breakpoint, so they must be comfortable with returns greater than that.<BR/><BR/>As to your yield, look at closed funds or ETFs and search for yields over 10%. There's several right now, and some that sell at a discount to NAV - just make sure they're not dropping because they own the wrong assets right now!<BR/><BR/>Good luck!Jeremy Mhttps://www.blogger.com/profile/01450917028241190805noreply@blogger.comtag:blogger.com,1999:blog-8880627617109869746.post-16332053465246011992009-02-28T22:18:00.000-08:002009-02-28T22:18:00.000-08:00Maybe this only shows how much of a non-investor I...Maybe this only shows how much of a non-investor I am, but I think that you have to consider two things: most private people have debt for 'luxuries,' not 'assets.' (I know, a house or car doesn't seem like a luxury, but it's not earning you money.) And so it makes sense (to me) to pay that debt down as soon as possible.<BR/><BR/>Also, I think returns above 10% require a lot more knowledge than I--or the people I talk to about money--have to offer. I'm sure they're possible, but I think they're scarce with the kind of 'passive' investing I do.Tobiushttps://www.blogger.com/profile/17849148136898608366noreply@blogger.com